Legal Disclaimer / Terms and Conditions

Senior Consultants Inc. (SCI) provides this website for general informational purposes only. All content is for educational use and does not constitute legal, tax, investment, financial, or personalized advice of any kind.

Important Medicare Information Senior Consultants Inc. is an insurance agency offering fixed insurance products only. Senior Consultants Inc. is not affiliated with or endorsed by the federal Medicare program or any government agency. We do not offer every plan available in your area. Any information we provide is limited to the plans we offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) for information on all of your options.

Nothing on this site is a solicitation, recommendation, or offer to buy or sell securities or other financial instruments. All insurance products are regulated by the Department of Insurance in each state where offered.

The information on this site is general in nature and does not address your individual circumstances. SCI is not a fiduciary. You are solely responsible for evaluating any information before making decisions. In exchange for using this site, you agree not to hold SCI, its affiliates, or agents liable for any damages arising from your use of the site or reliance on its content.

Limitation of Liability Your exclusive remedy for dissatisfaction with the site is to stop using it. SCI is not liable for any direct, indirect, incidental, consequential, or punitive damages.

While we strive to keep the site accurate and secure, we do not guarantee it is error-free, complete, or uninterrupted. Third parties may alter content without authorization.

Rules of Conduct You agree not to use the site for any unlawful purpose, interfere with its operation, attempt to gain unauthorized access, scrape content, or reproduce materials for commercial purposes without our prior written consent.

Indemnification You agree to indemnify and hold SCI harmless from any claims, losses, or expenses (including attorney fees) arising from your breach of these terms or use of the site.

Governing Law This site is controlled from the United States. It is intended for use only in jurisdictions where SCI and its agents are properly licensed. You access the site at your own risk and are responsible for complying with all applicable local laws.

Modifications SCI may update these terms at any time by posting revisions on the site. Continued use constitutes acceptance of the changes.